Finance

NEG AI Banking Platform

A secure, AI-powered digital banking platform tailored for seamless financial management in Nigeria’s fast-growing fintech landscape.

Project Overview

The NEG AI Banking Platform is a next-generation digital banking solution designed for individuals and businesses seeking speed, security, and convenience. It enables users to manage digital wallets, monitor real-time balances, and execute instant bank transfers with accuracy validated through Flutterwave’s account resolution API. Security measures include JWT-based authentication, input sanitization, and rate limiting, ensuring robust protection against threats. The platform provides transparent transaction notifications via email, integrates with third-party services through real-time webhooks, and supports a variety of bill payments ranging from utilities to donations. AI-driven transaction analysis and fraud detection further enhance trust and operational efficiency.

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NEG AI Banking Platform

The Challenge

Financial institutions and fintech startups in Nigeria face challenges with fragmented banking services, high fraud risks, and lack of real-time transparency for users.

  • Fragmented banking services
  • High fraud rates
  • Lack of real-time payment transparency

Our Solution

We developed the NEG AI Banking Platform — a fully integrated digital banking system that enables instant wallet-to-wallet and wallet-to-bank transfers, automated bill payments, AI-driven fraud detection, and real-time alerts. Its API-first architecture supports third-party integrations, ensuring flexibility and scalability for businesses and individuals alike.

  • All-in-one banking platform with instant transfers
  • AI-driven fraud detection
  • Real-time alerts and third-party integrations

Technology Stack

Cutting-edge technologies powering our solution

Results & Impact

A secure, scalable fintech platform capable of processing real-time payments, transfers, and bill settlements with AI-powered fraud detection and transparency features.

99.99%

Transaction uptime

98%

Fraud detection accuracy

1 sec

Average transfer processing time

"The NEG AI Banking Platform has set a new standard for speed, transparency, and security in Nigeria’s fintech sector."

Chidi Okafor

CEO, NEG Fintech Solutions

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